Consumer loan
Consumer loan
Do you need some extra money for bigger purchases? Borrow up to €5,000 with an ESTO small loan
✔️Safe and reliable
✔️Real-time response
✔️Fixed repayment schedule. .
An ESTO small loan helps cover larger expenses and provides the opportunity to access extra money for unexpected costs.
- Loan amount: €500 – €5,000
- Duration: 6–60 months
- Purpose of the loan: small and large expenses
- Special terms and conditions: €0 contract fee
Your loan decision is personalised, depending on your chosen loan amount, the term of the agreement and your creditworthiness. You can carry out all the necessary actions digitally via the ESTO self-service portal, whether it’s applying for a loan, changing your repayment schedule or even making an early repayment.
If you have a repayment schedule, all your monthly instalments will be equal and fixed throughout the entire loan period. You can easily manage your contracts and repayments via the ESTO self-service portal as soon as you have signed the contract.
The annual percentage rate of charge (APR) for ESTO AS small loans is 49.37% per annum under the following illustrative terms: loan amount of 500 EUR, fixed annual interest rate of 15.20%, contract fee of 0 EUR, a monthly administration fee of 3.90 EUR, and a total loan amount and total repayments of 874.52 EUR, assuming the loan is repaid over 36 months in equal monthly instalments of 24.29 EUR. Please familiarise yourself with the terms and conditions before signing the agreement and, if necessary, consult a specialist. The small loan is offered and managed by ESTO AS.
WHAT IS ESTO?
ESTO is the preferred provider of payment solutions in the Baltic States, revolutionising the sales experience for merchants and the shopping experience for consumers by making them simple and seamless. ESTO has nearly 500,000 active customers across the Baltics and over 3,000 partner shops. ESTO’s mission is to help partners sell and customers buy.
If you need help, please contact a member of staff at ESTO AS at info@esto.ee or visit https://esto.eu/ee/kliendile-klienditugi.