Facebook
Facebook LinkedIn

Installment Payment Options

Instalment payment options at the Genekas24 online shop

Installments for businesses

The financial service provider is Hoovi Rental OÜ (Laeva 2A, 10151 Tallinn www.hoovi.ee).
If needed, contact Hoovi customer support – [support@hoovi.ee] tel. +372 5191 9192

Learn more: https://www.hoovi.ee/

Hoovi’s hire purchase scheme for businesses works in a similar way to the hire purchase solutions that have become popular amongst private customers, but is
Aimed at 100% companies. The contract is concluded directly with the company, and the monthly payments are made by that company, not by a member of the board
as a private individual. The goods purchased become the property of the company immediately upon purchase and can be recorded on its balance sheet.

Terms:
Amount: 100€ – 20 000€
Period: 2 – 72 months
Interest: from 1% per month
Down payment: €0
Contract fee: €0

• Completing the purchase takes only a few minutes.
• The company can regularly request an increase in the credit limit and a reduction in interest.
• The VAT on the purchased goods can be immediately accounted as input VAT in the month of purchase.
• Early repayment of the installment plan is possible with no extra fees.
• Option to start payments only 90 days later.
• The first payment is not due until next month.

Don’t want to pay the full amount at once? Pay in installments!

With ESTO Installments, you get an extremely fast and convenient payment solution that allows you to create a repayment schedule based on your chosen period. The payment solution makes a real-time decision and helps complete your purchase in under 60 seconds.

Add the desired products to your cart, confirm your order, and select ESTO Installments as your payment method. When confirming the purchase, choose a suitable repayment period, set your monthly installment amount, and conveniently sign digitally using ID-card, Smart-ID, or Mobile-ID.

⦁ ESTO Installments can be applied for by all Estonian citizens aged 18–70.
⦁ ESTO Installments can also be arranged quickly and conveniently for legal entities.
⦁ ESTO Installments** is offered and managed by ESTO AS.

ATTENTION! Every installment plan is a financial obligation. Before entering into an installment agreement, review the terms of the service and consult an expert if necessary.

Every financial decision carries risks and obligations, so please carefully consider your need for loan products. For example, for a loan amount of €1,290 with a fixed annual interest of 14.90% over 24 months and a €0 contract fee, the annual percentage rate (APR) is 31.62%, the monthly payment is €70.67, and the total amount repayable by the consumer is €1,696.08. Installment plans are a financial obligation, and before making a decision, carefully review the contract terms and consult an ESTO AS representative or another expert if necessary. 

Buy now, receive your order, and pay later!

1. Choose a suitable product or service.

2. At checkout, select the “ESTO Pay Later” payment option.

3. Confirm your order and pay back within 30 days.

• Flexible repayment schedule.
• Receive your goods immediately and pay within 30 days.
• 0% interest, €0 extra fee. 

 

Choose ESTO Pay Later to pay for your purchases.

Confirm your purchase in just a few clicks, receive your order, and **pay back within 30 days with no extra fees!

Be smart and choose ESTO Pay Later for your purchases!

Pay Later is the payment method for smart shoppers – receive your goods immediately and pay back with a
flexible schedule.
Get exactly what you need in just a few clicks – no interest, no extra fees, and no down payment!

The payment option is offered and managed by ESTO AS.

Buy now and pay later with **ESTO 3-part payment option**.

1. Add products to your shopping cart.

2. Select ESTO 3 from the payment options.

3. Confirm your order and pay the total amount back in 3 equal installments over 3 months.

• 0% interest, €0 extra fee.
• The first payment is not due until next month.
• ESTO will notify you when the payment date is approaching.

The ESTO 3 payment option is an innovative solution that allows you to confirm and pay for your purchase conveniently and quickly – in three equal installments, with no extra fees!

At checkout, choose the highly popular ESTO 3-part payment option** to pay for your purchases!

ESTO 3 helps split your purchase amount into up to 3 equal installments.

⦁ No additional charges will be applied.
⦁ Simply three equal instalments, spread over three months.
⦁ The first payment is not due until the 15th of next month.

The ESTO 3 payment option is offered and managed by ESTO AS.